By using the services of Hot Exchange Rates, established in 2019 and headquartered in the United States, you agree that these Terms of Service and any dispute arising from your use of our real-time currency data platform shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Our service is designed to provide you with second-by-second exchange rate shifts critical to your international transactions, and this legal framework is built to support that global, real-time utility.
Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof shall be determined by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall be conducted in English and held in Wilmington, Delaware, or at another mutually agreed location. This provision is designed to efficiently resolve disputes for our globally distributed user base. Exceptions: Each party retains the right to bring an individual action in small claims court for disputes within that court’s jurisdiction, and to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.
We reserve the right to modify these Terms at any time. When we make material changes, we will notify you by updating the “Last Updated” date at the top of this page and, where feasible, by sending a communication to the email associated with your account or via a prominent notice on our service. Your continued use of Hot Exchange Rates’ real-time data feed following the posting of revised Terms means you accept and agree to the changes. It is your responsibility to review these Terms periodically. For any questions regarding these terms or our data practices, please refer to the information provided on our Contact Us page.
These Terms constitute the entire agreement between you and Hot Exchange Rates regarding your access to and use of our 24/7 currency tracking services, superseding any prior agreements. If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect. A waiver of any term or condition will not be deemed a further or continuing waiver of such term or any other term.